When shopping for a new vehicle, exploring the car financing options provided directly at your local GMC dealership can make the purchase process very straightforward while offering discounts you won’t find elsewhere. Let’s explore seven key benefits of working directly with your dealer’s finance department:
Access Special Interest Rates
Your GMC dealer often runs targeted financing promotions directly through GM Financial to offer low-interest rates exclusively for their customers. These special rates and incentives can help lower your monthly payment amount. You won’t find comparable special offers if applying for loans from other lenders.
One-Stop Convenience
Everything happens in one location when you finance through your dealership. No need to run to other banks or credit unions. Shop vehicles, test drive, get approved for financing and drive off in your new GMC all in one convenient stop. This streamlined process saves you time versus applying separately to multiple banks.
Bundled Protection Plans
Acquiring a newer vehicle is a big investment deserving of safeguards. Your GMC dealer allows you to roll the cost of an extended warranty or vehicle protection product into your auto loan payments. Rather than paying hundreds or thousands up front, you spread out the cost over the life of your low-interest loan.
Customer Service and Account Management
At your local dealership, you work directly with finance managers who aim to make the car buying and loan process smooth. They’re also your direct contact for managing your account and payments going forward. Some banks lack this personalized customer service experience.
Extended Hour Access
Your dealership finance center accommodates varied schedules with availability including select weekends. Get pre-approved or make payments outside the standard 9-5 workday if needed. Avoid taking time off from work or waiting until it’s convenient for banks.
Trade-In Value Applied Directly to New Loan
If you’re trading in a vehicle, your local dealership can accurately appraise it and apply that equity directly against the price of your new GMC. With other lenders, the trade payoff may not go directly to your existing auto loan balance.
Increased Approval Likelihood
Your GMC dealer works with multiple financing partners to get you the lowest rate possible based on your particular situation and credit profile. This expands approval opportunities versus applying to just one bank’s strict underwriting criteria.
Financing your car through your dealership provides notable budget, credit, and convenience perks versus paying in cash. Take advantage of their expertise – it takes the stress out of the purchase process so you can focus on enjoying your new GMC. Contact us at Pierre GMC of Everett, to learn more about our special financing offers and schedule a test drive.
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